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| Flood |
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Flood
Your business or home has a 26 percent chance of being damaged by flood during the course of a 30-year loan, compared to a 9 percent chance of damage or loss due to fire. Floods can occur almost anywhere at anytime - not just near water.
- Did you know? -
1. Homeowners policies do not cover flood damage.
2. Everyone lives and works in a flood zone.
3. Snow melt is an overlooked cause of flooding.
4. In many cases, your financial lender will require you to have flood insurance.
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| Auto |
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Auto
For most people, a car expresses the essence of their being. For others, not so much--it's an object to get from point A to point B. We can offer a variety of coverages and companies to choose from.
Based on your specific needs and depending on the company you choose, you can get discounts for various different reasons:
• Being a Good Driver
• Being a Good Student
• Driving a Safe Car
• Having multiple insurable interests
Other advantages that could benefit you:
• Windshield Repair
• 24-Hour Claims Hotline
• Guarantee on Repairs
• Flexible Payment Options
Advantages vary from company to company, and some require the purchase of certain coverages. We will help you decide with finding the company and coverage that are best for you and your budget.
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| Homeowners |
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Homeowners
Homeowner insurance is a package program that provides comprehensive coverage on the dwelling and other structrures on your property. Homes must be well maintained and show pride of ownership. The types of homes eligible are single family, multifamily, pemanent, older homes, and homes of average or lower value. Many optional coverages are available. See your agent for more information.
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| Dwelling Fire & Specialty Dwelling |
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| Dwelling Fire & Specialty Dwelling
Sometimes it can be difficult to find affordable coverage, if any, on homes not contained in a fire service area, incomplete homes and also vacant and for sale homes. We also have many options for tenant occupied dwellings. Let us search our markets for the right placement for your home or dwelling.
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| Watercraft |
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Watercraft
Watercraft insurance is coverage for your boat, jetski, bayliner airboat and more. We have a program to fit all your needs.
We have coverage for:
• The boat and equipment
• Personal effects
• Trailers
• Watersport and watercraft liablity
• Medical payments
• Towing
• And more!
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| Recreational Vehicles & Travel Trailers |
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Recreational Vehicles
We insure all types of recreational vehicles such as:
• Class A-C Motorhomes
• Camper Trailers
• Travel Trailers
• Fifth Wheel Motorhomes
• And More!
Insuring your recreational vehicle with us has never been better. We will work hard to find the best coverage for your needs. Below are listed just a couple of our specialized recreational vehicle coverages!
• Total Loss Replacement
• Emergency Vacation Expense
• Replacement Cost for Personal Effects
• 24-Hour Roadside Assistance
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| Motorcycle & ATV |
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Motorcycle & ATV
We offer our clients comprehensive motorcycle and ATV policies with specialized coverages at competetive prices. With our broad based companies you can insure many types of vehicles such as:
• Older Cycles, More Than 25 Years Old
• Sport Bikes
• Touring Bikes
• Dirt Bikes
• Scooters
• And Even Custom Built Models
Along with our broad range of cycle coverage we also offer the same specialized coverages for ATV's.
• Custom Parts & Equipment
• Transport Trailer
• Roadside Assistance
• Renewal Discounts
• And More!
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| Builders Risk |
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Builders Risk
Having trouble explaining to an out of state agent about your building plans in Alaska? We've got you covered! We have many building packages available at affordable prices.
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| Umbrella |
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Personal Liability Umbrella
Most personal policies such as home and auto will not let you select liability coverage any higher than $500,000. A personal umbrella policy is a great way to cover all your assets in the event of an incident on your personal policy.
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