| Commercial Liability Insurance
Commercial liability insurance agrees to indemnify the insured for the sum they may be required by law to pay to third parties for damages of bodily injury or damage to property.
Commercial Liability includes:
- General Liability
- Professional Liability
- Liquor Liability
- Environmental Liability
- Directors & Officers Liability
- Errors & Omissions Liability
- Special Events Liability
- Employment Practices Liability
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| Commercial Property Insurance
Commercial property insurance protects the physical property and equipment of a business against the loss from theft, fire and/or other perils.
Commercial Property Insurance Includes
- Business Property
- Inland Marine
- Time Element/Business Interruption Coverage
- Commercial Flood
- Boiler & Machinery Coverage
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Commercial Auto Insurance
Commercial auto coverage is designed to protect a business in the event of accident, theft, injury and/or other damages involving business vehicles and business staff while driving those insured company vehicles, or their own vehicles or rented vehicles for business purposes.
Commercial Auto Insurance includes:
- Business Auto
- Trucking
- Garage
- Motor Carrier Coverage
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Workers Compensation Insurance
Workers compensation coverage provides compensation to workers who become injured on the job, or who incur work-related disease.
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Excess Umbrella Insurance
Excess Umbrella insurance covers all or a portion of a loss which exceeds an agreed amount. Excess policies usually do not come in to effect until the primary insurance limit has been reached. Excess policies provide higher limits and offer protection against very large losses.
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Commercial Bonding
A surety bond is a contract among at least three parties:
- The principal - the primary party who will be performing a contractual obligation
- The obligee - the party who is the recipient of the obligation, and
- The surety - who ensures that the principal's obligations will be performed
Through this agreement, the surety agrees to uphold - for the benefit of the obligee - the contractual promises (obligations) made by the principal if the principal fails to uphold its promises to the obligee.
Commercial Bonding includes:
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Bid/Performance/Payment Bonds
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Customs Bonds
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Supersedes Bonds
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Lost Motor Vehicle Title Bonds
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Notary Bonds
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Contractors License Bonds
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Various License/Permit Bonds
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Auto Dealer Bonds
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